Additional insurance or rider provides additional benefits beyond the benefits of the basic product

Additional insurance, or rider, is an insurance product that provides additional benefits beyond the benefits of the basic product chosen. Riders can be added to basic insurance products, such as life insurance, health insurance, or personal accident insurance. There are various types of additional insurance available, including: 1. Critical illness insurance. provides compensation if the insured is diagnosed with certain critical illnesses, such as cancer, stroke, heart disease and kidney failure. 2. Personal accident insurance. provides compensation if the insured experiences a personal accident, whether resulting in death, total permanent disability, or partial permanent disability. 3. Additional liability insurance. provides additional benefits that are not included in the basic insurance product, such as inpatient compensation, home care compensation, or ambulance cost compensation. 4. Additional investment insurance. provides investment benefits in addition to insurance benefits. Addit